In my years of business, I have found there are many things that affect your credit.  However, your credit is one of the most important items in your life.  It factors your interest for your home, auto, credit cards, and even insurance rates.  Do you spend enough time monitoring it.  A simple $15 document will show you what to do to restore your credit and keep it if it is already good.  Can your afford $15? - How can you not!  Where do I get it from? -how was that morning coffee from the corner shop?  Give me two of those and you have a basic key to your credit score success!

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